Residential, DSCR & Small MultifamilyInsights.
Guides and tips on home loans, DSCR investor financing, and 5–8 unit apartment lending.
DSCR investor library
Long-form DSCR guides with FAQ and HowTo schema, each linking to apply or call. Browse all 119 articles.
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Editorial highlights
Short features on residential mortgages, DSCR, and 5–8 unit small multifamily financing.
How DSCR loans let investors qualify on property cash flow instead of personal income. No tax returns or pay stubs needed.
Loan options for 5-8 unit apartment buildings: what qualifies, rates, down payments, and how to get approved.
A clear guide to first time buyer programs, minimum down payments, and how to get pre approved for a home purchase.
Compare DSCR loans and conventional investment mortgages for self employed investors, LLCs, and portfolio builders.
How to decide between a rate and term refinance and cash out, with current rates and what to expect.
How Can We Help You?
Choose your path to real estate success.
Invest in Real Estate
Build generational wealth through strategic real estate investments. Access exclusive opportunities, DSCR loans, and expert guidance.
Explore Investment OpportunitiesBuy
Find your dream home with FHA, conventional, and first-time buyer programs.
Browse ProgramsRefinance
Lower your rate, cash out, or shorten your term. Fast approvals for homeowners.
Refinance OptionsDSCR / Invest
Qualify on rental income, no tax returns. Ideal for rental and small multifamily.
Explore DSCR LoansFix and Flip
Short-term financing to buy, renovate, and resell. Fast funding, interest-only.
Fix & Flip Loans5–8 Unit Multifamily
Finance small apartment buildings. Competitive rates, fast approvals.
Explore CommercialDreamBuilder
Lease-to-own path to homeownership. ITIN & DACA eligible, up to 96.5% LTV.
Learn MoreGet Pre-Approved
Competitive rates and fast pre-approval. Residential, DSCR, or small multifamily.
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"They explained to us in very detailed step by step information for first time house buyers."

Jessica A.
First Time Home Buyer
Roxford Holdings Inc
"Buying my first home was something I thought would be impossible, but Martin and his team made the whole process smooth and possible. I highly recommend working with him and his team, they really do make dreams come true."

Rigo D.
First Time Home Buyer
Roxford Holdings Inc
"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"

Araceli M.
Mortgage Refinance Client
Roxford Holdings Inc
"They explained to us in very detailed step by step information for first time house buyers."

Jessica A.
First Time Home Buyer
Roxford Holdings Inc
"Buying my first home was something I thought would be impossible, but Martin and his team made the whole process smooth and possible. I highly recommend working with him and his team, they really do make dreams come true."

Rigo D.
First Time Home Buyer
Roxford Holdings Inc
"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"

Araceli M.
Mortgage Refinance Client
Roxford Holdings Inc
