Roxford Holdings Inc
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Government-backed loans with 3.5% down payment

3.5% down

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Traditional loans with flexible terms and competitive rates

3-20% down

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Zero down payment loans for veterans and military

0% down

USDA Rural Loans

Zero down loans for eligible rural properties

0% down

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High-balance loans for luxury properties

10-20% down
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(888) 466-5422
Fast Growing Mortgage Company

We're committed to providing transparent, competitive financing solutions for your real estate goals

Roxford Holdings Inc

We specialize in commercial and residential real estate financing, offering competitive rates and personalized service to help you achieve your property investment and homeownership goals.

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Our Services

  • DSCR Investment Loans
  • Multi-Family Financing
  • Home Purchase Loans
  • Refinancing Options
  • Single Property Rentals
  • Rental Portfolios
  • Fix and Flip Loans

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  • 23015 Colonial Parkway
    Building A, Suite A108-2
    Katy, TX 77449
  • (888) 466-5422
  • info@roxfordholdings.com

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© Copyright 2026. Roxford Holdings Inc. All rights reserved.

Important Disclosure: Roxford Holdings Inc. is a licensed mortgage lender. NMLS #1843021. Equal Housing Lender. All loans are subject to credit approval and may not be available in all states. Interest rates, loan terms, and availability are subject to change without notice and may vary based on creditworthiness, loan-to-value ratio, and other factors.

Honest Commitment: We believe in transparent lending practices. All fees, rates, and terms will be clearly disclosed during the application process. We encourage you to shop around and compare offers. Not all borrowers will qualify for our lowest advertised rates. Please consult with our qualified mortgage professionals to understand your specific options and requirements.

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Education & Insights

Residential, DSCR & Small MultifamilyInsights.

Guides and tips on home loans, DSCR investor financing, and 5–8 unit apartment lending.

Topics:Residential•Refinance•DSCR•Fix and Flip•Small Multifamily•DreamBuilder
BuyRefinanceDSCRFix & FlipDreamBuilder

Featured Article

DSCR and investment property financing
April 1, 2026•Roxford Holdings
DSCR Loans in 2026: How to Finance Rentals Without Showing Personal Income
A practical guide to DSCR loans for rental and small multifamily investors, including rates, DSCR requirements, and who qualifies.
DSCR & Investment

DSCR investor library

Long-form DSCR guides with FAQ and HowTo schema, each linking to apply or call. Browse all 119 articles.

DSCR application guide
Duplex DSCR After You Move Out: One Unit Rented, One Vacant?

DSCR loan for duplex house hack exit

Rental investing guide
Life After Closing: DSCR Servicing, Escrows, and Payment Snags

DSCR loan servicer

DSCR application guide
Using DSCR Cash-Out to Pay High-Interest Debt: Investor Framework

DSCR loan pay off credit cards

Rental investing guide
Environmental Risk (Oil Tanks, Mold) and DSCR Appraisals

DSCR loan environmental insurance

DSCR application guide
Same-Day or Tight Concurrent Closings with DSCR: Ops Checklist

DSCR loan concurrent closings

DSCR application guide
Seller Equity Gifts and DSCR Purchases: Structuring Cleanly

DSCR loan gift equity

Editorial highlights

Short features on residential mortgages, DSCR, and 5–8 unit small multifamily financing.

March 10, 2025
DSCR Loans Explained: How to Qualify on Rental Income Without a W-2 in 2026
DSCR & Investment

How DSCR loans let investors qualify on property cash flow instead of personal income. No tax returns or pay stubs needed.

Roxford Holdings
February 28, 2025
Financing 5 to 8 Unit Properties: Small Multifamily Loan Guide for 2026
Small Multifamily

Loan options for 5-8 unit apartment buildings: what qualifies, rates, down payments, and how to get approved.

Roxford Holdings
February 15, 2025
First Time Home Buyer Programs in 2026: FHA, Conventional, and Down Payment Help
Residential

A clear guide to first time buyer programs, minimum down payments, and how to get pre approved for a home purchase.

Roxford Holdings
January 22, 2025
DSCR vs Traditional Rental Property Mortgage: Which One Fits Your Next Deal
DSCR & Investment

Compare DSCR loans and conventional investment mortgages for self employed investors, LLCs, and portfolio builders.

Roxford Holdings
January 8, 2025
Refinancing Your Home in 2026: Rate and Term vs Cash Out Explained
Residential

How to decide between a rate and term refinance and cash out, with current rates and what to expect.

Roxford Holdings
December 18, 2024
Small Multifamily Cap Rates, Rent Rolls, and Lender Requirements for 5-8 Units
Small Multifamily

What lenders look for on 5-8 unit deals: rent rolls, occupancy, and how small multifamily is evaluated.

Roxford Holdings

How Can We Help You?

Choose your path to real estate success.

Invest in Real Estate

Build generational wealth through strategic real estate investments. Access exclusive opportunities, DSCR loans, and expert guidance.

Explore Investment Opportunities

Buy

Find your dream home with FHA, conventional, and first-time buyer programs.

Browse Programs

Refinance

Lower your rate, cash out, or shorten your term. Fast approvals for homeowners.

Refinance Options

DSCR / Invest

Qualify on rental income, no tax returns. Ideal for rental and small multifamily.

Explore DSCR Loans

Fix and Flip

Short-term financing to buy, renovate, and resell. Fast funding, interest-only.

Fix & Flip Loans

5–8 Unit Multifamily

Finance small apartment buildings. Competitive rates, fast approvals.

Explore Commercial

DreamBuilder

Lease-to-own path to homeownership. ITIN & DACA eligible, up to 96.5% LTV.

Learn More

Get Pre-Approved

Competitive rates and fast pre-approval. Residential, DSCR, or small multifamily.

Contact Us

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What Our Clients Say

Don't just take our word for it. Here's what our clients have to say about their experience working with Roxford Holdings.

"They explained to us in very detailed step by step information for first time house buyers."

Jessica A.

Jessica A.

First Time Home Buyer

Roxford Holdings Inc

"Buying my first home was something I thought would be impossible, but Martin and his team made the whole process smooth and possible. I highly recommend working with him and his team, they really do make dreams come true."

Rigo D.

Rigo D.

First Time Home Buyer

Roxford Holdings Inc

"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"

Araceli M.

Araceli M.

Mortgage Refinance Client

Roxford Holdings Inc

"They explained to us in very detailed step by step information for first time house buyers."

Jessica A.

Jessica A.

First Time Home Buyer

Roxford Holdings Inc

"Buying my first home was something I thought would be impossible, but Martin and his team made the whole process smooth and possible. I highly recommend working with him and his team, they really do make dreams come true."

Rigo D.

Rigo D.

First Time Home Buyer

Roxford Holdings Inc

"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"

Araceli M.

Araceli M.

Mortgage Refinance Client

Roxford Holdings Inc