Roxford Holdings Inc

RENTAL PORTFOLIOS

Rates Starting at

5.48%*

Roxford Holdings
Makes Portfolio Loans Easy

Roxford Holdings Rental Portfolio loans provide you with a reliable funding source for your landlords against a collection of 1-4 family houses.

Rental Portfolios Terms
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Term

30-year term, fixed rate mortgage (fully amortizing)

5/6, 7/6, 10/6 Hybrid ARMs (partial IO or fully amortizing)

Lease Requirements

Minimum Occupancy Rate of 90% by Unit Count

Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent

Unleased Units: 90% of Market Rent (Purchase Loans only)

Financing Structure

Loan Amount

Minimum Property Value: $100K

Maximum Loan Amount: $2MM

Maximum LTV

Up to 80% on purchase and refi

Up to 75% on cash-out

Minimum DSCR

1.20x (net cash flow/debt service)

Property & Borrower

Property Types

Non-Owner Occupied: SFR, 2-4 units, Warrantable condos, Townhomes, PUD

Borrower Type

Entity required

Minimum FICO

680

Recourse

Full Recourse with Pledge of Equity of Borrowing Entity

Additional Details

Loan Purpose

Blanket loan for purchase, rate-term refinance, or cash-out of a portfolio of rental properties

Foreign Nationals

Eligible at maximum 65% LTV

Vacancy Minimum

Min. 90% occupancy rate by unit count

Rural Properties

Not permitted

Property Restrictions

No vacation or seasonal rentals

Seasoning Requirement

180 days (to use value vs. cost basis)

*Rates subject to change. Terms and conditions apply.

Why Choose Our Rental Portfolio Program

The widest range of terms and options

5, 10, and 30-year term, fixed rate or hybrid ARMs, partial IO available, non-recourse.

Ultra competitive rates and leverage

Borrower-friendly rates and full leverage available 90 days post purchase with no further rent roll seasoning required.

Flexible funding for growing portfolios

By funding portfolios from a minimum $100K property value, up to $2MM, Roxford Holdings lets you accommodate your landlord client's real estate needs for their growing portfolios.

Ready to Get Started?

Ready to Finance Your Rental Portfolio?

Get started today and access reliable funding for your rental portfolio with competitive rates and flexible terms.

Contact Us Today