Innovative Homebuying Program

Introducing DreamBuilder✨

Unlock the dream of homeownership with the DreamBuilder Wayfinder Home Path Program

An innovative solution designed to help your clients achieve their homeownership goals

ITIN Eligible
DACA Welcome
Low Credit OK
Self-Employed

Up to 96.5% LTV

Self Employed 3 month Bank Statement

<580 & No Score options Available

ITIN & DACA Eligible

Unlock the Dream of Homeownership with an Innovative Lease-to-Own Program

Homeownership isn't just a goal—it's the foundation of generational wealth and financial stability. But what happens when your clients are ready to buy, yet can't qualify for traditional FHA or Non-QM loans?

You meet them where they are and guide them toward success.

The DreamBuilder Program turns renters into future homeowners with a lease-to-own solution that helps clients build equity while living in their dream home. This unique program ensures they don't rent as ordinary tenants but as future homeowners, working toward FHA-level financing or beyond.

At Roxford Holdings Inc, we're committed to closing the homeownership gap by serving all communities, especially those underserved, with innovative solutions, education, and determination. We believe everyone deserves access to the American Dream.

Let's transform renting into owning and help families create a foundation for financial stability and generational wealth. With every step, we're empowering your clients to build a brighter future and leave a lasting legacy.

The path to homeownership starts here. Contact Roxford Holdings Inc today to discuss a deal, scenario, or learn more about the DreamBuilder Program.

What is DreamBuilder?

A unique Homeownership Empowerment program which enables an FHA Eligible Government Entity to purchase a home that can ultimately be purchased by your customers, while providing housing stability and equity creation.

DreamBuilder Program Highlights

Loan to Value (LTV)

Eligible up to 96.5% LTV

Loan Amount

FHA Standard Balance

Credit Score

580 Minimum

Credit

One (1) tradeline with at least 12 months satisfactory history

Qualifying Income

FHA Full Documentation (1 Year)

Assets as Income

Bank Statement Only Income

Homebuyer Eligibility

U.S. Citizens, Permanent Resident Aliens, Non-Permanent Resident Aliens, including ITIN and DACA

Who's The DreamBuilder Homeownership Program For?

W-2 Workers with Prior Credit Challenges
Self-Employed Individuals
THOSE DECLINED FOR A TRADITIONAL MORTGAGE
Renters Who Want to Build Equity
Clients with Non-Traditional Income Sources
1099 & BANK STATEMENT QUALIFYING INDIVIDUALS
ITIN Holders and DACA Recipients
Underserved Community Members
Credit-Challenged Borrowers

BECOME AN APPROVED AGENT

HELP FAMILIES FIND THEIR WAY

Help Provide Stability and Housing Security with DreamBuilder

National Average Rent Increase data from the U.S. Department of Housing and Urban Development (HUD)

24.2%

Between 2020 and 2024, the average rent increased 24.2%

17.6%

From 2007 to 2024, rent inflation outpaced hourly wage inflation 17.6%

6x

Rent prices grew over 6 times faster than real median household income from 2000 to 2022

130.8%

In the 21st century, the average rent has increased 130.8%, averaging 3.51% annual growth

🚀

Innovation

Fresh, creative solutions.

🤝

Integrity

Honesty and transparency.

Excellence

Top-notch services.

LET'S HELP FAMILIES FIND THEIR WAY TO HOMEOWNERSHIP

By clicking submit, you consent to allow Roxford Holdings Inc. NMLS #1843021 to store and process the personal information submitted above to provide you the content requested. You also consent to receive emails periodically and can opt-out at any time.

Roxford Holdings Inc is committed to protecting and respecting your privacy, and we'll only use your personal information to administer your account and to provide the products and services you requested from us. From time to time, we would like to contact you about our products and services, as well as other content that may be of interest to you. You can unsubscribe from these communications at any time. For more information on how to unsubscribe, our privacy practices, and how we are committed to protecting and respecting your privacy, please review our Privacy Policy.

Ready to Start Your DreamBuilder Journey?

Take the first step toward homeownership with our innovative lease-to-own program.