Roxford Holdings Inc
Residential Financing

Jumbo LoansSolutions

High-balance loans for luxury properties

High-balance mortgages that exceed conforming loan limits, designed for luxury properties and high-value homes with competitive rates and flexible terms.

4.9/5 from satisfied borrowers

Down Payment

10-20%

Terms

15-30 years

Timeline

30-45 days

Get Pre-Approved TodayCalculate Payment
10-20% Down

Key Features

Loan amounts above conforming limits
Competitive interest rates
Fixed and adjustable rate options
Flexible down payment options
Portfolio lending available

Benefits

Finance expensive properties
No loan amount ceiling
Competitive rates despite size
Flexible underwriting
Fast processing

Requirements

Excellent credit (typically 700+)

Low debt-to-income ratio

Significant down payment (10-20%+)

Substantial cash reserves

Documented income verification

Frequently Asked Questions

What is the current jumbo loan limit?

Jumbo loan limits vary by county. In most areas, loans above $766,550 are considered jumbo loans, though high-cost areas have higher limits up to $1,149,825.

Do jumbo loans have higher interest rates?

Not necessarily. Jumbo loan rates are often competitive with conforming loan rates and sometimes even lower, especially for well-qualified borrowers.

Related Loan Programs

FHA Loans
Government-backed loans with 3.5% down payment
Conventional Loans
Traditional loans with flexible terms and competitive rates
VA Loans
Zero down payment loans for veterans and military

Ready to Get Started with Jumbo Loans?

Get personalized rate quotes and expert guidance for your jumbo loans needs.

Call (888) 466-5422Get Rate Quote

What Our Clients Say

Don't just take our word for it. Here's what our clients have to say about their experience working with Roxford Holdings.

"They explained to us in very detailed step by step information for first time house buyers."

Jessica A.

Jessica A.

First Time Home Buyer

Roxford Holdings Inc

"Buying my first home was something I thought would be impossible, but Martin and his team made the whole process smooth and possible. I highly recommend working with him and his team, they really do make dreams come true."

Rigo D.

Rigo D.

First Time Home Buyer

Roxford Holdings Inc

"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"

Araceli M.

Araceli M.

Mortgage Refinance Client

Roxford Holdings Inc