Roxford Holdings Inc
Residential Financing

USDA Rural LoansSolutions

Zero down loans for eligible rural properties

Zero down payment loans for eligible rural and suburban homebuyers, backed by the U.S. Department of Agriculture with income limits and location requirements.

4.9/5 from satisfied borrowers

Down Payment

0%

Terms

30 years

Timeline

30-45 days

Rates

Below-market government rates

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0% Down

Key Features

No down payment required
Below-market interest rates
No cash reserves required
Flexible credit guidelines
Low mortgage insurance

Benefits

100% financing available
Lower monthly payments
Government guarantee
Fixed-rate options
Rural development support

Requirements

Property in USDA-eligible area

Income limits apply

Primary residence only

U.S. citizenship or legal residency

Adequate credit history

Frequently Asked Questions

What areas qualify for USDA loans?

USDA loans are available in rural and some suburban areas. You can check eligibility using the USDA property eligibility map on their website.

Are there income limits for USDA loans?

Yes, household income cannot exceed 115% of the median income for the area. Income limits vary by location and household size.

Related Loan Programs

FHA Loans
Government-backed loans with 3.5% down payment
Conventional Loans
Traditional loans with flexible terms and competitive rates
VA Loans
Zero down payment loans for veterans and military

Ready to Get Started with USDA Rural Loans?

Get personalized rate quotes and expert guidance for your usda rural loans needs.

Call (888) 466-5422Get Rate Quote

What Our Clients Say

Don't just take our word for it. Here's what our clients have to say about their experience working with Roxford Holdings.

"They explained to us in very detailed step by step information for first time house buyers."

Jessica A.

Jessica A.

First Time Home Buyer

Roxford Holdings Inc

"Buying my first home was something I thought would be impossible, but Martin and his team made the whole process smooth and possible. I highly recommend working with him and his team, they really do make dreams come true."

Rigo D.

Rigo D.

First Time Home Buyer

Roxford Holdings Inc

"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"

Araceli M.

Araceli M.

Mortgage Refinance Client

Roxford Holdings Inc