Roxford Holdings Inc
Investment Financing

DSCR LoansSolutions

Investment loans based on property cash flow

Debt Service Coverage Ratio loans that qualify borrowers based on property cash flow rather than personal income, perfect for real estate investors.

4.9/5 from satisfied borrowers

Down Payment

20-25%

Terms

30 years

Timeline

15-30 days

Rates

Competitive investor rates

Get Pre-Approved TodayCalculate Payment
20-25% Down

Key Features

No personal income verification
Property cash flow qualification
Portfolio lending options
Fast approval process
Flexible credit requirements

Benefits

Scale your portfolio faster
No tax return requirements
Based on rental income potential
Available for multiple properties
Streamlined documentation

Requirements

Investment property only

DSCR ratio typically 1.0 or higher

20-25% down payment minimum

Credit score 620+ typically

Property management experience preferred

Frequently Asked Questions

How is DSCR calculated?

DSCR is calculated by dividing the property's monthly rental income by the monthly mortgage payment (principal, interest, taxes, insurance). A ratio of 1.0 or higher is typically required.

Can I use DSCR loans for primary residences?

No, DSCR loans are specifically designed for investment properties only. They cannot be used for primary residences or second homes.

Related Loan Programs

Fix and Flip Loans
Short-term loans for property rehabilitation projects
Rental Portfolio Loans
Financing for multiple rental properties

Ready to Get Started with DSCR Loans?

Get personalized rate quotes and expert guidance for your dscr loans needs.

Call (888) 466-5422Get Rate Quote

What Our Clients Say

Don't just take our word for it. Here's what our clients have to say about their experience working with Roxford Holdings.

"They explained to us in very detailed step by step information for first time house buyers."

Jessica A.

Jessica A.

First Time Home Buyer

Roxford Holdings Inc

"Buying my first home was something I thought would be impossible, but Martin and his team made the whole process smooth and possible. I highly recommend working with him and his team, they really do make dreams come true."

Rigo D.

Rigo D.

First Time Home Buyer

Roxford Holdings Inc

"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"

Araceli M.

Araceli M.

Mortgage Refinance Client

Roxford Holdings Inc