PRM Elevate (ITIN) in Texas
Texas is one of the largest markets for ITIN homeownership in the country. With no state income tax, a fast-growing economy, and a large community of ITIN taxpayers, Roxford Holdings offers ITIN home loans across Texas that let you buy or refinance a home with a valid Individual Taxpayer Identification Number — no Social Security Number required.
Texas ITIN loan highlights
- Available across Houston, Dallas–Fort Worth, San Antonio, Austin, and El Paso
- Debt-to-income up to 60% (Texas is not subject to the California/New Jersey 55% cap)
- Texas cash-out refinance is not permitted on these ITIN programs — purchase and rate/term refinance only
- Qualify with a valid, unexpired ITIN plus an unexpired passport, visa, or government ID
Available across: Houston · Dallas–Fort Worth · San Antonio · Austin · El Paso
Program at a glance: PRM Elevate (ITIN)
Compare both ITIN programs in Texas
Both programs qualify borrowers with a valid ITIN — no Social Security Number required. Compare the details and pick the right fit.
Frequently Asked Questions
Can I get a mortgage with an ITIN and no Social Security Number?
Yes. PRM Elevate is an ITIN mortgage program — you qualify with a valid, unexpired ITIN assigned before application plus an unexpired passport, visa, or government ID. No Social Security Number is required.
How large can a PRM Elevate ITIN loan be?
PRM Elevate offers loan amounts from $125,000 up to $3,000,000, making it one of the largest-balance ITIN programs available.
Is PRM Elevate available in Texas and California?
Yes. PRM Elevate is available in Texas, California, and most states. Debt-to-income can go up to 60% in most states, up to 55% in California and New Jersey, and up to 60% with compensating factors.
Can I use PRM Elevate for an investment property?
No. PRM Elevate is limited to owner-occupied and second homes. For investment properties or 2–4 units with an ITIN, consider our ITIN Last Call program.
Also available in: